A Critical Review on Cyber Crimes, Challenges and Encountering the Risks & Problems by the Public and Bank Customers
Author : V Sumalatha and Dr. S Srinivasa Padmakar
Abstract :
Cyber threats and crimes are shaking the public and various departments & organisations worldwide and the governments are facing many problems and it is a challenging task to the Cyber security agencies to protect the financial data and public transactions. Public and financial organisations are facing many problems with the cybercrimes losing crores of deposited amount from the banks. It is a regular phenomenon worldwide like corruption for looting public money attacking on their financial data using cyber and electronic equipment.
The cyber criminals are masters in using the emerging technology, I.T., A.I. and M.L., and gathering the contact number, bank account numbers, debit card and credits and e mail ids and Aadhar and PAN Cards and Passport-VISA ids of the public. It is a cyber-attack on the public ids, financial information. Trapping the public through their mail ids., creating the fake agencies of telephone dept., CBI., E.D., Banks, insurance, foreign affairs department, passport agency VISA Consulates. Calling the public randomly through their phone contact, create panic with fake police threatens, of CBI, ED., ACB attacks demanding amounts from the panic public with a hope of protecting public from those raids. These fake calls daily coming from unauthorised fake bank agencies, communication channels., Newspaper editors, Police. ACBs, C.B.I, & E. D to blackmail the targeted customers and the public. These are all fake organs make calls to the customers to blackmail them.
This paper will study and examine the nature, and scope of cyber threats, crimes. How they will target the public, their aim of attacks, and how the affected public will suffer and panic with cyber-attacks by the criminals. Their origin, their objective will be studied. Also studied and examined the cyber security agencies, local police facing the challenges, risks to protect the affected public. And to suggest the, remedial measures, and steps to alert and stop the cybercrimes is the main aim of the study. Secondary data will be the base to study the topic published from national and international journals and the data taken from cyber security agencies analysed through the graphic images, averages and the appropriate statistical tools and techniques.
Keywords :
Cyber threats, cyber-attacks, Cyber-crimes, targeted public, cyber security agencies, unauthorised fake agencies, Remedial measures to prevent cybercrimes, Artificial intelligence.
